01 — Chartered Accountancy

Shubham
Maloo

CA Articleship Trainee at KKC & Associates LLP — statutory audit of banks and NBFCs.

CA
Inter Cleared
71%
CA Foundation
Big3
Private Bank Audit
Banking & Finance Sector

02 — Developer / SMXTREME

Code
Builds.

Node.js developer building full-stack web apps and tools in the gaps between audit fieldwork.

6+
Projects Live
JS
Primary Stack
SSR
Express + EJS
smxtremedev@gmail.com

The CA Side

Finance, Audit & Numbers.

Cleared CA Intermediate (both groups) and now deep in articleship at KKC & Associates LLP — doing statutory audit of some of India's largest financial services entities, including the third largest private sector bank.

Strong foundation in accounting, taxation, costing and financial management. Building expertise in Ind AS, RBI Master Directions, SA framework, and audit documentation that needs to hold up under NFRA scrutiny.

The CA course taught a way of thinking — systematic, evidence-based, and unforgiving of gaps. That mindset bleeds into everything else.

The Dev Side

Turning Ideas Into Running Code.

The handle is SMXTREME. The stack is Node.js, Express, EJS, MongoDB, Redis — built and shipped in whatever time the articleship leaves over.

Started with a Snake game in vanilla JS. Now building anime streaming platforms, Discord RPG bots, expense trackers, and audit automation tools. Every project is a problem first, a tech stack second.

Coding isn't a career pivot — it's the other half of the brain that CA doesn't use. The analytical side of finance and the systematic side of programming share more DNA than you'd think.

01

Experience

Jul 2025 — Present

KKC & Associates LLP

Article (Articleship Trainee)

Statutory audit engagements across banking and financial services entities. Currently on the audit of the third largest private sector bank in India — working on journal voucher testing, NPA classification analysis, and audit documentation under SA 200–720.

Statutory Audit Banking NBFC Ind AS RBI Compliance
02

Education

May 2025

CA Intermediate — Group II

177/300

Exemption in Costing & FMSM carried forward

January 2025

CA Intermediate — Group I

158/300

Exemption secured in Costing & FMSM

December 2023

CA Foundation

285/400

Scored 94 in Mathematics · First attempt

2023 — Present

B.Com (T.Y.B.Com.)

KC College

Churchgate, Mumbai · Accounting & Finance · Third Year

2022 – 23

Higher Secondary (12th)

535/600

Bhavan's College · Commerce + Accountancy

2020 – 21

Secondary (10th Grade)

619/700

Cambridge School · Distinction in all subjects

Finance & Audit

Tally ERP 9 MS Office Suite Power BI Zoho Books Ind AS SA Framework RBI Compliance NPA / ECL CARO 2020 Analytical Thinking Attention to Detail Time Management

Development

Node.js Express.js EJS (SSR) JavaScript MongoDB Redis HTML & CSS Java Git / GitHub REST APIs Discord.js

CA × Code

Where Both
Worlds Meet.

Coding skills applied directly inside audit fieldwork — not side projects, actual work that ships inside the firm.

Interest Recomputation — Automated

One of the more tedious audit procedures in a bank engagement is interest recomputation — manually verifying that interest charged on loan accounts matches what the system should have computed. Collaborated with a colleague to build an automation tool that ingests account-level data and recomputes interest figures programmatically, cutting what was hours of manual spreadsheet work down to a fraction of that. The output feeds directly into the working paper, audit-trail intact.

Power BI

Proficient in Power BI for data visualisation and reporting — useful context to have when audit work involves large data populations and you want something cleaner than a pivot table.

The Bigger Picture

Most CA students treat audit as a manual, checkbox-driven process. The coding background means seeing the automation opportunity in every repetitive procedure — and actually being able to build it. That's the edge.

03

Achievements

01

CA Intermediate — Both Groups ClearedCleared Group I in January 2025 and Group II in May 2025.

02

CA Foundation — First AttemptCleared in December 2023 with 71.25% distinction, scoring 94 in Mathematics.

03

State Level Ken-Ken Mathematics CompetitionSelected and participated at state level.

04

International Maths Olympiad — 3rd in SchoolSecured 3rd position in school at the International Maths Olympiad.

Music

Web Dev

Node.js

Java

Gaming